Financial planning

Cash flow modelling

Cash flow modelling provides a simple, visual representation of your current financial position. It allows us to monitor your financial position as your life changes and make sure you stay on track to meet your goals.

Our Approach

Cash flow modelling applies a scientific and visual approach to financial planning, creating a ‘road map’ that illustrates how likely you are to achieve your objectives and what planning may be required.

Using specialist software, we build a long-term financial forecast based on factors such as assumed rates of investment growth, inflation and changes to income. We do this live on screen, so we can quickly test different scenarios based on what you want to achieve.

This approach provides a really clear picture of the future and can help you answer questions such as:

Am I saving enough for retirement?
Can I afford to purchase a property?
When can I realistically afford to retire?
What might happen if I couldn’t work, or fall ill unexpectedly?
How would care fees affect your finances in later life?
Can I afford inheritance tax planning?