Planning for retirement

All about you

You will have aspirations for your retirement, be it a certain lifestyle, new adventures or an early retirement. Also, a growing number of people are enjoying active lives well beyond retirement. If you wish to maintain your lifestyle after leaving work, it is vital to plan in advance, to ensure that you make the necessary provision.

A retirement journey differs from one to the next, but they often share the following characteristics - they start with saving for retirement, then regular reviews to measure where you have got to, followed by drawing retirement benefits and, finally, planning your legacy.

With you at every stage

At every stage, we can help maximise the benefits from retirement planning in the most tax efficient way, by providing advice and support and by creating bespoke arrangements, which will ensure your retirement journey is in the safest hands.

Our financial planning team can also help you with:

Featured news

Financial Planning update: The new full state pension and national insurance

Friday 30 June 2023

Having gaps in your national insurance record could affect the amount of state pension you get. If you are aged between 45-70 you now have until 5 April 2025 to fill in any gaps you might have in your record.

Financial Planning update: Is now the time to consider buying an annuity?

Thursday 18 May 2023

The Bank of England recently increased interest rates for the 12th time in succession, meaning the base rate now stands at 4.50%, the highest rate since 2008. So is now the time to consider buying an annuity?

Financial Planning update: How a deed of variation can help with IHT

Tuesday 19 July 2022

Having a will is arguably the most important part of estate planning as it ensures that there is no misperception over how your estate should be dealt with and by whom. But what happens when someone dies and the beneficiaries do not agree with the directions in their will?

Financial Planning update: Saving on IHT through discretionary trusts

Thursday 27 January 2022

For the last ten years, the inheritance tax (IHT) nil rate band has remained static. During this time, markets, investments and property values have continued to rise, meaning that IHT is becoming more of an issue and affecting progressively more people.